.container{width:100%;max-width:1180px;margin:0 auto;padding:0 clamp(18px,4vw,40px)}.site-main{display:block}.section{padding:clamp(48px,7vw,96px) 0}.section--tint{background:var(--dmf-surface-blue)}.section--navy{background:var(--dmf-navy-1);color:var(--dmf-white)}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:13px;font-weight:600;color:var(--dmf-gold);margin:0 0 14px}.h1{font-size:clamp(34px,5vw,54px);line-height:1.06;font-weight:700;margin:0 0 18px;letter-spacing:-.01em}.h2{font-size:clamp(26px,3.4vw,38px);line-height:1.12;font-weight:700;margin:0 0 16px}.lede{font-size:clamp(17px,1.6vw,20px);line-height:1.6;color:var(--dmf-muted);margin:0 0 28px;max-width:62ch}.section--navy .lede{color:var(--dmf-surface-blue)}.btn{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:16px;text-decoration:none;padding:14px 26px;border-radius:8px;border:0;transition:transform .15s ease,box-shadow .15s ease,background .15s ease}.btn:hover{transform:translateY(-2px)}.btn--gold{background:var(--dmf-gold);color:var(--dmf-navy-1);box-shadow:0 8px 20px #13233f2e}.btn--gold:hover{box-shadow:0 12px 26px #13233f3d}.btn--ghost{background:transparent;color:var(--dmf-navy-1);border:1.5px solid var(--dmf-border)}.btn--ghost:hover{border-color:var(--dmf-navy-3)}.section--navy .btn--ghost{color:var(--dmf-white);border-color:#ffffff59}.site-header{position:sticky;top:0;z-index:50;background:var(--dmf-navy-1);color:var(--dmf-white);border-bottom:1px solid rgba(255,255,255,.08)}.site-header__inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:72px}.site-header__logo img{height:34px;width:auto;display:block}.site-nav{display:flex;align-items:center;gap:clamp(14px,2vw,28px)}.site-nav a{color:var(--dmf-white);text-decoration:none;font-size:15px;font-weight:500;opacity:.9;transition:opacity .15s ease}.site-nav a:hover{opacity:1}.site-header .btn--gold{padding:10px 20px;font-size:15px}.nav-toggle{display:none;background:transparent;border:0;color:var(--dmf-white);font-size:24px}@media(max-width:900px){.site-nav{display:none}.nav-toggle{display:inline-flex}.site-nav.is-open{display:flex;position:absolute;top:72px;left:0;right:0;flex-direction:column;align-items:flex-start;gap:4px;background:var(--dmf-navy-1);padding:16px clamp(18px,4vw,40px) 24px;border-bottom:1px solid rgba(255,255,255,.1)}.site-nav.is-open a{padding:10px 0;width:100%}}.site-footer{background:var(--dmf-navy-1);color:var(--dmf-surface-blue);padding:56px 0 28px}.site-footer__grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:32px}.site-footer h4{color:var(--dmf-white);font-size:13px;text-transform:uppercase;letter-spacing:.08em;margin:0 0 14px}.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin:0 0 9px}.site-footer a{color:var(--dmf-surface-blue);text-decoration:none;font-size:14px;opacity:.82}.site-footer a:hover{opacity:1;text-decoration:underline}.site-footer__brand img{height:32px;margin-bottom:14px}.site-footer__phone{font-size:20px;font-weight:700;color:var(--dmf-white);text-decoration:none}.site-footer__compliance{margin-top:40px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12);font-size:12px;line-height:1.6;color:#eef3fba8;max-width:900px}@media(max-width:820px){.site-footer__grid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.site-footer__grid{grid-template-columns:1fr}}.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}.card{background:var(--dmf-white);border:1px solid var(--dmf-border);border-radius:12px;padding:24px;text-decoration:none;color:inherit;display:block;transition:transform .15s ease,box-shadow .15s ease}.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px #13233f1a}.card h3{margin:0 0 8px;font-size:19px;color:var(--dmf-navy-1)}.card p{margin:0;color:var(--dmf-muted);font-size:15px;line-height:1.55}.stat-row{display:flex;flex-wrap:wrap;gap:32px 48px}.stat strong{display:block;font-size:30px;font-weight:700;color:var(--dmf-navy-1)}.section--navy .stat strong{color:var(--dmf-white)}.stat span{font-size:13px;text-transform:uppercase;letter-spacing:.04em;color:var(--dmf-gold)}.prose{max-width:72ch}.prose h2{font-size:27px;line-height:1.2;margin:34px 0 12px;color:var(--dmf-navy-1)}.prose h3{font-size:21px;margin:26px 0 10px;color:var(--dmf-navy-1)}.prose p{font-size:17px;line-height:1.75;margin:0 0 18px;color:var(--dmf-ink)}.prose ul,.prose ol{padding-left:22px;margin:0 0 18px;line-height:1.75}.prose li{margin:0 0 6px}.prose a{color:var(--dmf-navy-3);text-underline-offset:2px}.prose img{max-width:100%;height:auto;border-radius:10px}