Finance the gear that grows your business.

The right equipment at the right time is often what separates a good quarter from a great one. DeMarque Finance arranges asset and equipment finance for businesses across Australia — matching your purchase to the lender and structure that keeps the most cash in your business.

What we finance

• Trucks, trailers and transport — prime movers, rigids, tippers, and fleet upgrades.
• Plant and machinery — excavators, loaders, cranes, agricultural and manufacturing equipment.
• Trade and workshop — tools, compressors, hoists, and fit-out.
• Technology and office — IT hardware, medical and dental equipment, POS and office fit-out.
• Used and private sale — not just dealer stock; we place used and private-sale assets too.

How the finance is structured

• Chattel mortgage — you own the asset from day one, with the loan secured against it. Common for businesses claiming GST and depreciation.
• Hire purchase — the lender owns the asset until the final payment, then title transfers to you.
• Finance lease / rental — lower commitment, useful where you upgrade equipment regularly.

We’ll talk you through which structure suits your accounting position and how you use the asset — and if you’re unsure, your accountant and our broker can sort it between them.

Why businesses use DeMarque

• 60+ lender panel — banks, non-banks and asset specialists, so your deal lands where it fits.
• New and used, any age — we place assets other brokers pass on.
• Fast indicative turnaround — many scenarios get feedback within 24–48 hours.
• Low-doc options — for established businesses, some lenders assess on ABN and asset alone.

Common questions

Can I finance a used or private-sale asset?
Yes — many lenders fund used equipment and private sales, subject to asset type, age and condition.

Do I need a deposit?
Not always. Depending on the asset, your trading history and the lender, no-deposit and low-deposit options are available.

How new does my business need to be?
Some lenders fund newer ABNs; established businesses get the widest choice and sharpest rates. We’ll match you to the right panel.